To those of you who raise your hand, Give up your time and make a stand. Juggle through life with many balls in the air, Doing more than enough of your fair share. Finding many hours to give and not take, Cooking a sizzle of sausage or sandwich of steak. National Volunteer’s […]
Blog
Super Money Tree – Soaking up the Fertilizer
Dealing with Extra Fertilizer Since the introduction of the Superannuation Guarantee Charge (“SGC”) in 1992, nearly every federal budget has made a tweak here and there to SGC, making this a very complex area of finance for every Australian. There is some good news coming from the budget this year, though, meaning every Australian […]
Budget Talk – who do you discuss yours with?
Happy Budget Day The 2018-19 Australian Federal Budget has been released, there will be some winners and some not so winning – can’t please all the people all of the time. The big budget is released in May every year, with a Mid Year Economic and Fiscal Outlook (MYEFO) usually handed down in December. […]
A Billion Dollar Budget – how would you spend that many zeroes?
Oh, the possibilities Imagine if your household income was $444,400 each year….could be fun coming up with a budget at that income level. Now, add another zero or six to that number, $444,400,000,000 – four hundred and forty-four billion, four hundred million dollars. That was the government income for the year 2017-18 according to […]
Cash in the Couch – Living Lean
The benefits of having cheap friends There are many areas we can focus on to find some extra cash for our goals. Here are some ideas from conversations with the other half and friends to find some more cash, some of these you would have heard before, but that is usually the case with […]
Cash in the Couch – Happy Camper Smash
The Happy Campers Receiving a money box as a gift and having a dream holiday to save up for are the humble beginnings of ‘Happy Camper Smash’, the newest internet sensation*. Here is Rob and Jan’s story: The Gold Coin Challenge KP: How long were you saving for? RW: We had the money box […]
Cash in the couch – HECS-HELP Benefit
The Benefit Details The HECS/HELP Benefit is available to graduates of courses completed after 30 June 2009, (2008 for maths/science graduates). A successful application will mean that the compulsory repayment of your HECS/HELP for the applied income year may be reduced. Australian Higher Education Loans are often ignored because of the low interest […]
Cash in the couch – Super Search
Finding ‘lost’ money We all know that feeling of finding money that we had forgotten about: $2 floating in the bottom of your handbag or manbag $5 under the couch cushion $10 note at the bottom of the washing machine $20 in the jeans back pocket Some see this as a little reward from the […]
Easter Hunt – turning crumbs into dough
The Great Easter Hunt Challenge Full disclosure, it’s the first one of its kind so proof of greatness is yet to be determined… Easter can be an expensive time, spending this year in Australia is tipped at over $875 million dollars…that $875,000,000 is a lot of chocolate. But of course, during a 4-day weekend […]
Stop, Look and Listen – make time to plan
Failing to plan is planning to fail This well used quote has been attributed to Benjamin Franklin… Scientist, one of the Founding Father’s of the United States and face of the $USD100 note. There is definitely a lot of merit to this statement, especially for a list writer like myself. The amazing feeling of marking […]
Work Related Expenses – Keep your receipts!
Post Views: 1,619
HECS-HELP Debt – Hooray for student loans
What is HECS-HELP Debt? HECS-HELP is a loan scheme to help eligible Commonwealth supported students pay their student contribution amounts, until 2005 this was known as HECS. FEE-HELP is a loan to help eligible fee paying students to pay their tuition fees. What this means is that most Australian’s can access university and pay their […]