Getting to know your money – Financial Literacy

What type of budget person are you? Budgeting and Financial Literacy means many things to many people. Some people fear the word budget, and are happy to plod along paying all their bills and spending whatever is leftover. Others have spreadsheets, graphs of the mortgage, projections of savings and other repayments, 5 year plans, and […]

Budget Basics – The 5 Features explained (and you are going to need a few bank accounts!)

5 Features of a Workable Budget:   Safety Net – because stuff happens. A very important line in any budget is a small safety net so that all of your hard budget work doesn’t get affected by life’s inevitable surprises. We strongly recommend having some savings set aside with the sole purpose of coming to […]

Budget Basics – 5 Features of a Workable Budget

Budgets work best when they include these 5 features: Safety Net Savings Regular Bills Allowance Money for Everyday Life Money for Special Treats People have different ways to work out their budget, but most have some or all of the 5 features. Allowing some flexibility with the money for special treats, comfort in knowing each […]