With Christmas being the time for giving, many employers may be thinking of providing a bonus to employees. When employees are paid bonuses this is income to them and needs to be treated as such. In effect the rule is that all payments to employees should be put through the payroll regardless. Employers […]
Blog
How we saved $2,000 in one afternoon…
Yes, you read that right, 2,000 big ones!!! Treading our own path with the Barefoot Investor, we have opened up the fee-free accounts, wined and dined through our finance talks and are working on the barefoot steps to financial freedom. Being on the BFI footpath for about 9 months, we thought the time was right […]
Banking Commission Bite
Copping a Serve We have seen the headlines and heard many tales from the discoveries during the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry. Not many in the banking and finance sector escaped without a serve from the Commission. The hearings and eventual conclusion is still ongoing, but […]
We Did It – 3 out of 4 Ain’t Bad
We did it!!! Doing spring cleaning of the desk in my home office (read…a corner in my bedroom as we had to give up the office for the youngest child), the other half came across our list of goals that we wanted to accomplish this year. As you might now, being an avid reader […]
To Err is Human, to Volunteer can be Life-Changing
When did you last do something? Coming off a weekend where I experienced first hand the life-changing aspects that volunteering can have on a small community, got me thinking… Every community event, sporting match, school concert, even the Olympic Games would not be possible without people raising their hand to help out. Becoming […]
3 Little Pigs and the Big Bad Banks
And so it begins… The rate rises that we have all been warned about for the last few years have begun. Not from the Reserve Bank, but from the Lenders themselves. Regardless of what penalties and outcomes may be imposed from the Royal Commission into the Banking Sector, the Big Bad Wolves of the […]
Books and Budgets
Budgeting By The Book Being the avid blog readers that I am sure you all are, you will recall that I have discussed some of the fundamentals from the Barefoot Investor’s The Only Money Guide You will Ever Need on occasion. With the release of his new book, aimed at the little Barefoot’s in your […]
Quarter Time
First or Final Quarter With Footy Finals still fresh in our minds, a quarter can be a long time in football and not to be wasted in other aspects of our lives as well. Quarter Time is used to pause, drink some water and catch our breath before heading back in to the game. […]
13 Friday’s Until Christmas
You read that right… so get planning. Christmas Expenses should be no surprise as thankfully, the date remains the same each and every year. Revisit our blog on the Christmas Countdown To Do list to make this year easier to manage. Make your Christmas Plan NOW – Karen Patterson Post […]
Super Hero – Which one are you?
Become a Super Hero This is the time of year where we all receive the Superannuation statements for the Financial Year. Don’t just throw this paperwork through the shredder – and definitely do not just toss into the nearest bin, information on your Super Statement may be used by the bad guys for […]
Protect your ASSets
Another Register We are all a bit tired of the red tape and ever presence of the Government and having to register everything from our cars to our births, deaths and marriages. While off the grid may be appealing for some, registering your personal property can save your ASSets. Here’s why… Bob has […]
Up in Smoke – What is this costing you?
Into thin cloudy air Doing the rounds on social media at the moment are numbers put together by New Zealand’s Northland District Health Board. While noting the well known health effects of Smoking, the main focus is the financial cost of smoking. Let’s take a closer look at the numbers… Rolling […]